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> Spending, not saving, is what creates wealth

Wrong. Only production creates wealth.

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Steve Roth throws light on why compulsory superannuation is flakey at best …. as all unrealised capital gains can not be realised without government support in liquefying the market thereby reducing the purchasing power of money: a hidden tax?

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Of course not all unrealized gains are, will, or need to be "realized" at once. Some people (eg prime working age) are accumulating assets, while others (notably retirees) are disaccumulating, spending down their assets. That necc requires them to sell appreciated assets. If there's more sellers, and less M-asset-accumulating buyers (with less $ accumulation), assets prices could go south absent other effects like gov support.

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welcome to the casino ..

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